It's early on Sunday morning now. On Friday we had an adrenalin rush. We got a call from the mortgage guy telling us that the underwriters at the loan office needed a guarantee that I would have my Ricoh income after December when my contract expires. I could only tell them the truth, there is no guarantee.
"Well, can they call your contact in New Jersey."
"Of Course they can."
"Will he tell them your contract will be renewed."
"He'll tell them that the odds are very good, like 99.99%"
"Will he put that on paper."
"No. He would be representing the company and the company will not commit beyond the contract. If they were to commit beyond the contract, that would be a contract, and we don't have a contract for that period of time. We won't have a contract covering that period of time until we negotiate it sometime in October or November. In the meantime, I have almost four times the value of the house 'in the bank'. I'm only looking to finance the house until I can sell our current house in August and I'm only holding back on that to avoid the capital gains hit. You tell those morons in underwriting that if worse comes to worse, I'll buy the god damned house with cash and leave the bank out of the picture. Ask them what guarantee they have with their job beyond next week. I'm better off than an employee. I have a contract that covers the next six months. What are their friggin' guarantees? I'm a lot harder to get rid of than they are."
The upshot is that after the Chinese fire drill, the involvement of two departmental supervisors at the bank and Mary's intercession to point out to the underwriters that I've had a decade of uninterrupted employment with the company I now have a contract with - we have the money we need. However, the paperwork is delayed in the system and we have to move the closing a couple of hours and across town to the northwest side office.
Another sales prevention department in action.
We did a 'walk through' yesterday. It was a little premature, at least from our perspective - the Monoco's are still there. Though they are packed for the most part - they are still in full 'living here' mode.
We went over the list of items and issues they'd agreed to deal with and everything looks like its in order. At least that part seems to be working right.
I'll be glad when we are quit of this place.
I have an appointment to set an appointment for a TFP shoot with Rodney, a black aspiring model living in Phoenix. We're going to try to hook up during the week of July 5th, after the move and a few minutes for us to get our feet on the ground.
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